Our banking applications may periodically collect, transmit, and use geolocation information to enable features in the application (to prevent fraudulent card use, send alerts, etc.), but only if you expressly authorize collection of such information. Geolocation information can be monitored on a continuous basis in the background, only while the application is being used, or not at all, depending on your selection. You can change your location permissions at any time in your device settings.
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
When you are no longer our customer, we continue to share your information as described in this notice.
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Mutual Federal chooses to share; and whether you can limit this sharing.
For our everyday business purposes. To process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.
For our marketing purposes. To offer our products and services to you.
For joint marketing with other financial companies.
For our affiliates’ everyday business purposes. Information about your transactions and experiences,
For our affiliates’ everyday business purposes. Information about your creditworthiness
For non-affiliates to market to you.
Who is providing this notice?
Mutual Federal means Mutual Federal, a division of First Bank Richmond.
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.
We collect your personal information, for example, when you
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Federal law gives you the right to limit only
State laws and individual companies may give you additional rights to limit sharing.
See below for more on your rights under state law.
Affiliates. Companies related by common ownership or control. They can be financial and non-financial companies.
Nonaffiliates. Companies not related by common ownership or control. They can be financial and non-financial companies.
Joint Marketing. A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
For Alaska, Illinois, Maryland and North Dakota Customers. We will not share personal information with nonaffiliates either for them to market to you or for joint marketing – without your authorization.
For California Customers. We will not share personal information with nonaffiliates either for them to market to you or for joint marketing – without your authorization. We will also limit our sharing of personal information about you with our affiliates to comply with all California privacy laws that apply to us.
For Massachusetts, Mississippi and New Jersey Customers. We will not share personal information from deposit or share relationships with nonaffiliates either for them to market to you or for joint marketing – without your authorization.
For Vermont Members/Customers.
Phone: (937) 498-1195
Mailing address:
Mutual Federal
121 S. Ohio Avenue
Sidney, OH 45365
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
When you are no longer our customer, we continue to share your information as described in this notice.
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Mutual Federal chooses to share; and whether you can limit this sharing.
For our everyday business purposes. To process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.
For our marketing purposes. To offer our products and services to you.
For joint marketing with other financial companies.
For our affiliates’ everyday business purposes. Information about your transactions and experiences,
For our affiliates’ everyday business purposes. Information about your creditworthiness.
For non-affiliates to market to you.
Who is providing this notice?
Mutual Federal means Mutual Federal, a division of First Bank Richmond.
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.
We collect your personal information, for example, when you
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Federal law gives you the right to limit only
State laws and individual companies may give you additional rights to limit sharing.
See below for more on your rights under state law.
Affiliates. Companies related by common ownership or control. They can be financial and non-financial companies.
Nonaffiliates. Companies not related by common ownership or control. They can be financial and non-financial companies.
Joint Marketing. A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
For Alaska, Illinois, Maryland and North Dakota Customers. We will not share personal information with nonaffiliates either for them to market to you or for joint marketing – without your authorization.
For California Customers. We will not share personal information with nonaffiliates either for them to market to you or for joint marketing – without your authorization. We will also limit our sharing of personal information about you with our affiliates to comply with all California privacy laws that apply to us.
For Massachusetts, Mississippi and New Jersey Customers. We will not share personal information from deposit or share relationships with nonaffiliates either for them to market to you or for joint marketing – without your authorization.
For Vermont Members/Customers.
Call (937) 498-1195
© 2024 Mutual Federal
121 S. Ohio Avenue
Sidney, OH 45365
Routing Number: 274970791
If you use links provided on the Mutual Federal website that redirect to a third party website, you are acknowledging that you are leaving www.mutualfederal.com and are going to a website that is not operated by Mutual Federal, a division of First Bank Richmond. Mutual Federal is not responsible for the content or availability of linked sites. Mutual Federal does not represent either the third party or the visitor if a transaction is entered. In addition, privacy and security policies may differ from those at Mutual Federal.
