Disclosures
Product Disclosure
- Electronic Signatures and Records
- eStatement & Alert Agreement
- Online Banking Agreement
- Mobile Banking End-User Terms
- My People Pay
- Text Message (SMS) Terms of Use
- Overdraft Privilege & Overdraft Protection
Other Information
Use of Information
Any person is hereby authorized to view the information available from this web site for informational purposes only. No part of the information on this site can be redistributed, copied, or reproduced without prior written consent of First Bank Richmond.
Copyright Information
©1998-2023 First Bank Richmond, All Rights Reserved
All information in this site is protected by a compilation copyright in the United States of America based on U.S. Copyright Law (17 U.S.C. sec.101 et seq) and International Copyright Laws and may not be reproduced in whole or in part. Unless otherwise specified, no one has permission to copy or republish, in any form, any information found on this site.
Disclaimer of Warranties
The information contained or accessed, and references to corporations, including their services and products, are provided “as is” without warranty of any kind, either express or implied, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose, non-infringement, or error-free or uninterrupted service.
Descriptions of, or references to, products, services or publications within First Bank Richmond’s web site does not imply endorsement of that product, service or publication. First Bank Richmond makes no warranty of any kind with respect to the subject matter included herein, the products listed herein, or the completeness or accuracy of the information. First Bank Richmond specifically disclaims all warranties, express, implied or otherwise, including without limitation, all warranties of merchantability and fitness for a particular purpose.
This publication could include technical inaccuracies or typographical errors. Changes may be periodically made to the information herein.
Disclosures
First Bank Richmond will not accept deposits outside our local market area unless the customer has a prior business relationship.
Disclosure Statement For Consumers: Loan information presented on the website of First Bank Richmond is in accordance with the Truth in Lending Act (12CFR1026). Interest rates displayed for loan products are based on an Annual Percentage Rate (APR) and may fluctuate at any time.
Deposit information presented on the website of First Bank Richmond is in accordance with the Truth in Savings Act (12CFR1030). Interest rates displayed for deposit products are based on Annual Percentage Yield (APY) and may fluctuate at any time.
Facts, data, & other information presented on First Bank Richmond website pages are provided directly by First Bank Richmond.
First Bank Richmond, our employees, officers, directors and shareholders, are not responsible for typographical errors or errors of omission; and, we cannot guarantee that all information is accurate or complete.
Heat mapping and session recording
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Mouseflow is a session recording and heat mapping service that collects information about the browser (type, version, screen size, etc.), basic information about the user (IP address, language, time zone), and data containing mouse movements, clicks, scroll events. No personal data is ever sent or shared between websites. This website uses Mouseflow, a third-party analytics tool, to track page content and click/touch, movement, and scroll activity. You can opt-out at http://mouseflow.com/opt-out
